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Plan Features
Everything You’ll Need to Know
BTSD offers the following plans through BMCS – Aetna. Your assigned benefits will populate at the time of enrollment:
- BMCS Open Choice 1 / BMCS Open Choice 2
- BMCS Open Choice 3 / BMCS POS
The Prescription Plan coverage is tied to the medical plan selected. The new prescription carrier, effective July 1st, is National Cooperative. There are no changes to the plan design, only the carrier is changing. Also, the formulary will change. The new carrier will be sending correspondence to employees regarding these changes. You must be enrolled in medical to participate in prescription coverage.
Vision: Bensalem Township School District is pleased to provide this information about your vision care plan administered by Davis Vision, Inc., a leading national administrator of vision care programs. Eligibility for vision care benefits is determined by the same rules that apply to your health care benefits.
Dental through United Concordia: If you need to contact the carrier, please refer to your Dental Group Number: 075312-000.
Medical Health Care FSA: This benefit allows you to save pre-tax dollars in an account that can be used to pay for medical expenses such as deductibles, copays, prescriptions, and some over-the-counter drugs. The maximum contribution is $3,300 per year. You have access to the full amount on your coverage effective date. There is a $640 carryover with a 90-day grace period after the plan year ends to submit a reimbursement request.
Dependent Care Flexible Spending Account: Like the Medical Health Care FSA, this benefit allows you to deduct pre-tax dollars from your paycheck and deposit them into an account. The funds in a Dependent Care FSA can only be used for expenses for children under the age of 13, such as preschool, summer day camp, before and/or after-school programs. This account can also be used for adult daycare, or home health care for a disabled spouse or elderly parent, etc. The maximum contribution is $5,000 per year. The DCA is a use-it-or-lose-it benefit, and unused balances do not roll over to the next plan. However, there is a 90-day grace period after the plan year ends to submit a reimbursement request.
NEW Voluntary SYMETRA Benefits for All Job Classes. Click here to learn more about it!
Short-term Disability: This benefit is a flat rate of $200 per week. The benefit is the greater of 30 days or the length of the accumulated sick leave.
Employer Paid Basic Life and AD&D: As an employee of Bensalem Township School District, you are automatically enrolled in the Basic Life and AD&D, which is paid for by BTSD. The benefit amount is $25k. Please update beneficiary information during your enrollment call!
Employee Assistance Program: Your employer offers you an EAP program through Quantum Health Solutions, providing you with assistance on issues such as marital or emotional problems, stress and depression, legal and financial matters, anxiety, etc. Their 24-hour number to access these services is 877-747-1200. Click here to learn more about it!
If you are interested in 403 (b) plans, please contact your Financial Advisor directly for additional information and to start your retirement contribution for the upcoming year! Click here to find the Financial Advisor Contact Information.
After completing your enrollment, click here or visit the BTSD Employee Forms Library to download the applicable form.
Plan Documents
BMCS Open Choice POS Summary
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Prescription: BMCS Rx Pharmacy Plan Summary
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Dental: United Concordia Summary
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Davis Vision Care Plan Benefit Summary
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FSA and DCA: Optum
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Group Short-Term Disability Insurance: National Insurance Services Summary
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Basic Group Life Insurance: CM Regent Solutions Summary
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Websites
BMCS- Davis Vision Site
For information prior to enrolling visit Davis Vision’s website, select the member option and enter client code 7510.
Contacts
BMCS- Aetna
1-800-293-3536
CVS Caremark Pharmacy Line
1-800-552-8159
United Concordia Dental Services Line
1-800-332-0366
BMCS- Davis Vision Line
1.800.999.5431 • 1.877.923.2847 (toll free)
Optum Customer Service Line
877- 620-6194
7 a.m. to 6 p.m. (Central Time), Monday through Friday
CM Regent Customer Service Line
717-590-8008 • 844-480-0709 (toll-free)